Our law firm has been helping the wrongfully accused in Bexar County, San Antonio and in Texas. We believe that every person deserves a fair chance, including in the criminal courts. The State is going to have a platoon of qualify attorneys handling their cases as prosecutors and so should you.
Our law firm is well known for letting juries know that, people are innocent until proven guilty, and not the other way around. Our trial attorneys will insure that your case is presented fair and with dignity to the jury.
Our lawyers handle jury trials in State and in Federal Court. Let our experience count for you, and let our attorneys take your case to trial and to victory. We handle each case personally by a qualify attorney, and we will give you the personal attention that you deserve.
The Baez Law Firm, P.C. is a general practice law firm in Texas that handles criminal law, family law, business law, personal injury, consumer law, appeals, bankruptcy and many more areas of law. Come see us, and you will know the difference from the moment that you walk into the door. Your initial consultation is free.
Visit us at our website www.TheBaezLawFirm.com or call (210) 979-9777, we care about your legal needs!
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Hiển thị các bài đăng có nhãn bankruptcy. Hiển thị tất cả bài đăng
Hiển thị các bài đăng có nhãn bankruptcy. Hiển thị tất cả bài đăng
Thứ Tư, 8 tháng 7, 2009
Chủ Nhật, 3 tháng 5, 2009
Visit our websites
The Baez Law Firm, P.C. has several websites available for our clients. These websites were created to help our client understand legal issues, get the latest legal news, and for the benefit of our community. Our staff search and keep track of the latest information for our clients.
As a service to our community, we provide free legal advise to people all over the nation. See us at AVVO, Law Guru, LinkedIn, Twitter, Blogg#1, Blogg#2. We talk about issues that other are not willing to tackle. And we always keep our clients informed about their cases.
We are a general practice law firm capable of handling any legal matter. Our lawyers, will handle your case with dignity and respect. Come see us, and you will know the difference from the moment you walk into our doors, your initial consultation is always free.
As a service to our community, we provide free legal advise to people all over the nation. See us at AVVO, Law Guru, LinkedIn, Twitter, Blogg#1, Blogg#2. We talk about issues that other are not willing to tackle. And we always keep our clients informed about their cases.
We are a general practice law firm capable of handling any legal matter. Our lawyers, will handle your case with dignity and respect. Come see us, and you will know the difference from the moment you walk into our doors, your initial consultation is always free.
Thứ Hai, 6 tháng 4, 2009
Why use our firm
The Baez Law Firm, P.C. has been helping San Antonina's for years. We do not participate in the hype of television, although we have several commercials on TV, we simply help people with their legal needs.
When you have been injured by another person negligence, you need to have a legal team that will take care of you. You need a law firm that will treat you, not as a number, but as a person. Our clients come from all facets of life, yet, they have one thing in common, they need legal help.
Although our law firm handles auto accidents and all personal injury cases, we also have attorneys that specialize in family law, business law, criminal law, bankruptcy, appeals and many more areas of law.
For the most part, insurance companies will be friendly with you, when you suffer as a consequence of their insurer's negligence, but do not be mislead. They are not your friends they are there to protect their investors and stockholder's bottom line, not yours. We are here for that.
When you have been injured by another person negligence, you need to have a legal team that will take care of you. You need a law firm that will treat you, not as a number, but as a person. Our clients come from all facets of life, yet, they have one thing in common, they need legal help.
Although our law firm handles auto accidents and all personal injury cases, we also have attorneys that specialize in family law, business law, criminal law, bankruptcy, appeals and many more areas of law.
For the most part, insurance companies will be friendly with you, when you suffer as a consequence of their insurer's negligence, but do not be mislead. They are not your friends they are there to protect their investors and stockholder's bottom line, not yours. We are here for that.
Thứ Bảy, 7 tháng 3, 2009
What if we can't afford to Divorce?
Many have heard about the statistics that divorces are down nationally. Obviously, when people are stressed out, their jobs have been lost, and their finances are in shambles, it is not likely that they are suddenly happier in their marriages. The most likely explanation is that people believe that they cannot afford to divorce right now.
First, lawyers are expensive. Many people do not want to spend money on divorce attorneys in this economic downturn. People are having a hard time buying groceries and hanging on to their houses -- the last thing they want to do is to spend money on lawyers. However, the truth is that this may be the best time to seek the assistance of professionals - including attorneys.
Second, with the plunging values of homes, people are not able to sell their homes. In many situations the present indebtedness on the marital residence exceeds the value. Only by paying money to the title company at closing will they be able to sell their houses.
Third, the costs of maintaining two households has not dropped appreciably, and usually one spouse (despite the anger and frustration) is not willing to throw the other out on the street.
As a result, many spouses have decided to stay together, despite the realization that they really need a divorce. Here are some ideas to consider if you are in this situation:
1) You should consider going to a see a marriage counselor to make things better, or perhaps more importantly, save your marriage. At one point you likely vowed to stay married "in good times and in bad," and for "richer or poorer," exploring the causes of your unhappiness -- aside from the financial conditions -- might be an excellent idea. If kids are involved, it should be a priority.
2) Consider a post-nuptial agreement (or agreement between spouses) and divide assets and liabilities while things are still amicable. In most states, including Texas, spouses can agree to turn marital property into separate property while they are still married by way of a partition agreement. This way, when times are better, there are less ties between the spouses.
3) If one or both spouses have lost their jobs, and bills or credit card debts have been amassed, consider a bankruptcy. With reduced income levels, you may be able to qualify for more advantageous treatment under the Bankruptcy Code, or this simply may allow you to reorganize your finances to allow one of the spouses to hang on to the house. If your decision is to let the house go, by filing a bankruptcy, you may be able to discharge the deficiency. By discharging debt, the harassing creditor calls and stresses might be relieved.
4) If Bankruptcy is not an option, consider going to a financial planner. Some financial planners specialize in planning in the context of a divorce, others are more generalized. Consulting an expert is a great idea and nearly always worth the money. Sometimes the consultation, can at least crystallize the options so that there is less arguing about what to do.
5) Schedule a meeting to talk to a divorce attorney. Many attorneys allow you to meet with them for free. This is a good way to sort through your options. Many times the realization that this is for real can really help to light a fire under one or both of the spouses to solve the problems that are plaguing the marriage. Even if you decide against divorce, you may be able to spend the time wisely to choose a lawyer that you trust.
First, lawyers are expensive. Many people do not want to spend money on divorce attorneys in this economic downturn. People are having a hard time buying groceries and hanging on to their houses -- the last thing they want to do is to spend money on lawyers. However, the truth is that this may be the best time to seek the assistance of professionals - including attorneys.
Second, with the plunging values of homes, people are not able to sell their homes. In many situations the present indebtedness on the marital residence exceeds the value. Only by paying money to the title company at closing will they be able to sell their houses.
Third, the costs of maintaining two households has not dropped appreciably, and usually one spouse (despite the anger and frustration) is not willing to throw the other out on the street.
As a result, many spouses have decided to stay together, despite the realization that they really need a divorce. Here are some ideas to consider if you are in this situation:
1) You should consider going to a see a marriage counselor to make things better, or perhaps more importantly, save your marriage. At one point you likely vowed to stay married "in good times and in bad," and for "richer or poorer," exploring the causes of your unhappiness -- aside from the financial conditions -- might be an excellent idea. If kids are involved, it should be a priority.
2) Consider a post-nuptial agreement (or agreement between spouses) and divide assets and liabilities while things are still amicable. In most states, including Texas, spouses can agree to turn marital property into separate property while they are still married by way of a partition agreement. This way, when times are better, there are less ties between the spouses.
3) If one or both spouses have lost their jobs, and bills or credit card debts have been amassed, consider a bankruptcy. With reduced income levels, you may be able to qualify for more advantageous treatment under the Bankruptcy Code, or this simply may allow you to reorganize your finances to allow one of the spouses to hang on to the house. If your decision is to let the house go, by filing a bankruptcy, you may be able to discharge the deficiency. By discharging debt, the harassing creditor calls and stresses might be relieved.
4) If Bankruptcy is not an option, consider going to a financial planner. Some financial planners specialize in planning in the context of a divorce, others are more generalized. Consulting an expert is a great idea and nearly always worth the money. Sometimes the consultation, can at least crystallize the options so that there is less arguing about what to do.
5) Schedule a meeting to talk to a divorce attorney. Many attorneys allow you to meet with them for free. This is a good way to sort through your options. Many times the realization that this is for real can really help to light a fire under one or both of the spouses to solve the problems that are plaguing the marriage. Even if you decide against divorce, you may be able to spend the time wisely to choose a lawyer that you trust.
Thứ Hai, 9 tháng 2, 2009
Austin Lawyer Tip: Texas Real Estate Foreclosure Litigation
There has been a tremendous amount of litigation relating to foreclosures. On each side of the fence there are competing interests. On the one side there are real estate companies, banks, lenders, and mortgage servicers. On the other side, are homeowners, families, and even children. There are very important issues on each side of the fence.
If you are looking at having your property foreclosed upon, you should first attempt to work out an agreement with your lender after falling behind in payments. Many mortgage lenders have various programs to get you current. Sometimes they are willing to move a delinquent payment to the end of the mortgage, or they may simply add the accrued interest to the loan balance and give you a new amortization schedule. If you have fallen behind, you should pursue all of your remedies with the lender prior to proceeding with any legal options. If the lender is unwilling or unable to help you get current, and they are not willing to grant you an extension or renewal, then another option is to seek to have the loan refinanced.
If the foreclosure is imminent and you are sure that you do not want to keep the home, you should first attempt to give the lender a "Deed in Lieu of Foreclosure." By doing this, you may be able to negotiate a release by the lender and avoid a costly deficiency lawsuit, whereby the lender could go after you for any losses they incur in taking back the property (in other words you could be liable for any resulting "deficiency" between the sales price at the foreclosure and the total amount of the debt).
Anther option if you are sure that you do not want to keep the home is to sell it prior to the foreclosure. By doing this, you may also avoid the possibility of a deficiency lawsuit by the lender against you. In this marketplace, this might be easier said than done.
If none of these options are available, and it looks like the lender is going to foreclose, then you may want to seek the advice of a bankruptcy attorney. With the bankruptcy, your prior payments may be able to be treated as an "arrearage" so that you can make payments on the old debt while staying current on the new or "post-petition" indebtedness.
However, what do you do if bankruptcy is not available to you for some reason? What if you believe that your lender has taken advantage of you? Are their any other options? The answer to these questions are "maybe." A commercial litigation attorney may be able to help. However, oftentimes, these options are very expensive. If you had this kind of money, you probably should have simply paid down the mortgage. Nevertheless, litigation attorneys will review all of the documentation and the foreclosure documents to ensure that the lender has met all of the requirements for a valid non-judicial foreclosure. Strict compliance is usually required.
If you are looking at having your property foreclosed upon, you should first attempt to work out an agreement with your lender after falling behind in payments. Many mortgage lenders have various programs to get you current. Sometimes they are willing to move a delinquent payment to the end of the mortgage, or they may simply add the accrued interest to the loan balance and give you a new amortization schedule. If you have fallen behind, you should pursue all of your remedies with the lender prior to proceeding with any legal options. If the lender is unwilling or unable to help you get current, and they are not willing to grant you an extension or renewal, then another option is to seek to have the loan refinanced.
If the foreclosure is imminent and you are sure that you do not want to keep the home, you should first attempt to give the lender a "Deed in Lieu of Foreclosure." By doing this, you may be able to negotiate a release by the lender and avoid a costly deficiency lawsuit, whereby the lender could go after you for any losses they incur in taking back the property (in other words you could be liable for any resulting "deficiency" between the sales price at the foreclosure and the total amount of the debt).
Anther option if you are sure that you do not want to keep the home is to sell it prior to the foreclosure. By doing this, you may also avoid the possibility of a deficiency lawsuit by the lender against you. In this marketplace, this might be easier said than done.
If none of these options are available, and it looks like the lender is going to foreclose, then you may want to seek the advice of a bankruptcy attorney. With the bankruptcy, your prior payments may be able to be treated as an "arrearage" so that you can make payments on the old debt while staying current on the new or "post-petition" indebtedness.
However, what do you do if bankruptcy is not available to you for some reason? What if you believe that your lender has taken advantage of you? Are their any other options? The answer to these questions are "maybe." A commercial litigation attorney may be able to help. However, oftentimes, these options are very expensive. If you had this kind of money, you probably should have simply paid down the mortgage. Nevertheless, litigation attorneys will review all of the documentation and the foreclosure documents to ensure that the lender has met all of the requirements for a valid non-judicial foreclosure. Strict compliance is usually required.
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